Credit & Capital Management

It's on your shoulders. Right where you like it.

Our Credit & Capital Management team is empowering customers to realize their ambitions—and we're the rock that our business's success is built on.

Credit & Capital Management is the gatekeeper to Synchrony. We perform the mission-critical work of deciding who is accepted for loans, how much credit we should extend to them and for how long.

What does this mean for you? When you join the Credit & Capital Management track, you'll gain insight into the strategy, operations and growth of our business, as well as the broader industry.


You will:

  • Learn the process of fairly and responsibly extending credit–including underwriting and managing loan portfolios, and mitigating fraud
  • Help clients achieve the right balance of growth and loss mitigation
  • Use credit analytics to develop and implement strategies that drive business decisions
  • Understand the impact of credit performance on the Profit & Loss Statement
  • Maintain relationships with Credit Bureaus and scoring vendors

Our challenge is complex: every business and consumer is different, and the marketplace and economic environment are constantly shifting. Yet, if we don’t get credit right, nothing else matters.


You'll develop skills such as...

  • Business Strategy and Management
  • Credit & Fraud Strategy, Portfolio Management and Underwriting
  • Software: SAS, Python, Machine Learning, Excel, PowerPoint

...and be ready post-BLP for:

  • Data Analytics
  • Strategy Analytics and Infrastructure
  • Portfolio Credit Management
  • Fraud Strategy and Analytics
  • Underwriting
  • ...and more

Some things we look for, in addition to the minimum program qualifications:

  • Bachelor’s degree in Accounting, Mathematics, Finance, Economics or relevant major
  • Analytical skills
  • Intellectual curiosity
  • A passion for learning
  • Finance or accounting knowledge/experience
  • Ability to synthesize complex information
  • Critical reasoning, problem-solving and creative thinking
  • Prioritization and time management skills
  • Strong leadership skills, including the ability to lead projects of varying scope

Apply Now

What's Your Track?

Begin your journey with Synchrony by applying to one of 10 functional BLP tracks. Your track will be your area of focus throughout the BLP.
Credit & Capital Management
Data Analytics
Enterprise Operations
Internal Audit
Risk Management
Sales & Relationship Management

Hot Topics

Read something interesting? There’s more.
Apply Now